Several months ago we emailed our clients to remind them of an important IRS reporting requirement that should be going on now. Today we wanted to post this information publicly as a helpful reminder especially as the end of the year begins to approach. Employers with 50 or more Full-Time (or Full-Time Equivalent) employees have some new […]
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Our agency works hard to get news out quick to our clients when it pertains to them and their group health plans. This summer we’ve sent some email notices directly to our clients, but we didn’t share them publicly on our blog. Today we wanted to be sure to post them here for our blog archives. On June 26, 2015 the U.S. Supreme […]
Our agency is leading a FOOD DRIVE this month to benefit Metrocrest Services! Will you consider being a part of it with us? Metrocrest Services is a wonderful non-profit organization serving families and seniors in need in Carrollton, Farmers Branch, Addison, Coppell and parts of Dallas. The summer months are some of their hardest to […]
There is a growing buzz about the Department of Labor (DOL) and their recent increase of ERISA compliance audits. These unforeseen audits are hitting companies of all sizes and industries. Companies that are non-compliant are facing steep penalties that, in turn, are used to help fund the Affordable Care Act program. While the Employee Retirement […]
April 2nd is National Employee Benefits Day! You already show your employees just how much you value them by providing them with an employee benefits package. Why don’t you remind them about the benefits your company provides to them this April 2nd?! And if you want to take this opportunity to enhance your benefits package a bit more, […]
So the last quarter of 2013 was quite an unprecedented time in the health insurance marketplace! Our firm had all-hands-on-deck as we furiously worked to ensure that each of our clients had the best healthcare program for them. Our small groups had early renewal options to weigh in on before the end of the year. […]
Individual health insurance coverage… you may think this does not pertain to you as an employer… but it does. Starting this January 2014, all Americans will be required to have health insurance or potentially pay a tax penalty. This even applies to you that are helping your employees by sponsoring a group health plan now […]
Are you aware of the decisions that insurance carriers will require you to make with your employer-sponsored health plan in the next 60 to 90 days? Major changes are coming to all health plans in 2014 as a result of the Affordable Care Act (ACA). Group health insurance carriers are now starting to release “early renewal […]
Late yesterday, the Obama administration announced that they will be delaying the large employer mandate aspect of the Patient Protection and Affordable Care Act until 2015. This mandate requires businesses with 50 or more full-time equivalent employees to provide qualified and affordable health insurance coverage to their employees, or pay a penalty (also known as […]
Do you have a Health Savings Account (HSA)? The IRS has issued the inflation adjusted amounts for calendar year 2014 under Code Sec. 223. 2014 Annual Deduction Limits: $3,300 for Self-Only Coverage / $6,550 for Family Coverage 2014 High Deductible Health Plan (HDHP) Deductible Definition: $1,250 minimum for Self-Only / $2,500 minimum for Family 2014 Annual Out-of-Pocket […]
I attended a seminar presented by Lone Star Benefits and it was invaluable to me and helped me to create value for my employees. I decided to move our group health insurance to Lone Star Benefits and their responsiveness and direction made it a very easy process. I continue to receive newsletters and updates that always have an item of interest to me that create opportunities for me to increase our efficiencies and reduce cost. I can highly recommend Lone Star Benefits services to anyone and will continue to seek out future business to send their way.
We have used Lone Star Benefits for almost 10 years. During that time, our company has grown considerably and they have continued to surpass my expectations in terms of service and knowledge. They are extremely knowledgeable about various benefit offerings and work with us to determine plan design, marketing of our plans and as well as assisting us with plan administration. I consider them to be an extension of our Benefits Department. In this economy, it is important to work with people that you trust and that you can count on and Lone Star Benefits has proven to me time and time again that they are both.
We have really enjoyed partnering with Lone Star Benefits for our group insurance needs. The Lone Star Benefits team has been critical in helping us put together a great package of benefits that’s right for our employees and our company. Knowing Lone Star is just a phone call or email away to answer our questions or give us advice is more than comforting, it’s vital to our success as a growing company. On top of that, we love working with other local companies who take pride in taking care of their customers. Lone Star Benefits is definitely all about that, and we highly recommend them!
I have had the good fortune of working with Heather Bowers for three years. Unlike most professional service providers, Heather consistently set our expectation bar extremely high. Each and every time, she exceeded the high standards and expectations that were set. She has delivered the complete package. We never had to choose what was most important. With Heather, we were able to get superior results, on time delivery, good value and personal touch. Among Heather's many strengths, she has a remarkable ability to communicate with all levels of an organization. Our entire employee basis recognized her efforts that go far and above the call of duty. I highly recommend Heather Bowers to your organization!!
As a small business owner, finding a benefits consultant to help me was almost as hard as trying to lease a small office space. Nobody wanted to give me the time of day. I feel blessed to have found Heather and Lone Star Benefits. Her dedication to top quality service and sincere concern for me and my business are second to none. It will take a miracle to convince me to leave her and the service and attention she provides me and Flex Tech, LLC. I would highly recommend her to any company or individual who has felt like the search for insurance a daunting task. She will pour herself and resources into providing you the best possible options for the present while always seeking out opportunities to make things better for your future. I cannot say enough good about my experience with Heather!!